Lemon, a mobile money management startup, launch its new Smarter Wallet app that is designed to replace your physical wallet.
"A wallet that helps you spend smarter, that's a new twist"
The Smarter Wallet from Lemon does much more than store cards, receipts and coupons. It helps you access and use it in smart new ways. Think of it as your very own pocket-sized entourage that helps you track your spending, save money, and stay more secure.
The company says its "groundbreaking" app is designed to be incredibly easy to use, and indeed its main mechanical function couldn't be simpler: It captures an image of a physical thing in your wallet and digitizes it (recognizing characters and figures) so that you can throw receipts in the recycling bin and keep many of your loyalty, membership, and even credit cards safely at home. The app is secure with 32-bit encryption and allows you to remote-wipe the information contain within should you lose your phone
Cool things about app:
“Click, click, done.”
Getting started is as easy as snapping a photo of every credit card, debit card, loyalty card, and receipt in your wallet. Lemon extracts the important data and inserts a digital version in your Smarter Wallet. Add as many items as you choose, with no limits.
“Where’s that receipt/ticket/card?”
The Smarter Wallet acts like a personal assistant, helping you find exactly what you need when you need it: event tickets, dry-cleaning tickets, the loyalty card for your favorite café, the right credit card, or a receipt for a return. Everything is neatly labeled and easy to find.
“How can I spend smarter?”
The Smarter Wallet is also a money manager, showing you exactly how much money you have, how much you spend, and how to spend smarter. Tap a credit or debit card to see the balance. Tap a loyalty card to see your rewards balance. Tap again to see at-a-glance spending reports that show you where every dollar went each month. Plus, get exclusive, money-saving offers from your favorite retailers delivered directly to your smartphone.
“Lost Wallet?”
Security expert to the rescue! Unlike an ordinary wallet, the Smarter Wallet is theft-proof, because the contents are locked behind an unbreakable password. If your smartphone goes missing, your financial and personal information remain totally secure, and you can download the contents of your wallet to a new phone without missing a beat.
One hurdle for Lemon might come in the form of the PassBook app Apple just revealed is coming in iOS 6. It is similar enough to Lemon in a few ways. Again, however, Casares is not concerned. He was, in fact, pleased with the news as it "validates the ticketing and couponing compartments of Lemon's Smarter Wallet strategy."
As Lemon can scan credit cards, IDs, and reciepts, ultimately Apple may see this sort of app as a gateway app that gets consumers hooked on digital wallets, before it (possibly) sweeps in with its archive of over 400 million iTunes credit card details and launches a full payments solution of its own.
The Smarter Wallet from Lemon does much more than store cards, receipts and coupons. It helps you access and use it in smart new ways. Think of it as your very own pocket-sized entourage that helps you track your spending, save money, and stay more secure.
Cool things about app:
“Click, click, done.”
Getting started is as easy as snapping a photo of every credit card, debit card, loyalty card, and receipt in your wallet. Lemon extracts the important data and inserts a digital version in your Smarter Wallet. Add as many items as you choose, with no limits.
“Where’s that receipt/ticket/card?”
The Smarter Wallet acts like a personal assistant, helping you find exactly what you need when you need it: event tickets, dry-cleaning tickets, the loyalty card for your favorite café, the right credit card, or a receipt for a return. Everything is neatly labeled and easy to find.
“How can I spend smarter?”
The Smarter Wallet is also a money manager, showing you exactly how much money you have, how much you spend, and how to spend smarter. Tap a credit or debit card to see the balance. Tap a loyalty card to see your rewards balance. Tap again to see at-a-glance spending reports that show you where every dollar went each month. Plus, get exclusive, money-saving offers from your favorite retailers delivered directly to your smartphone.
“Lost Wallet?”
Security expert to the rescue! Unlike an ordinary wallet, the Smarter Wallet is theft-proof, because the contents are locked behind an unbreakable password. If your smartphone goes missing, your financial and personal information remain totally secure, and you can download the contents of your wallet to a new phone without missing a beat.
One hurdle for Lemon might come in the form of the PassBook app Apple just revealed is coming in iOS 6. It is similar enough to Lemon in a few ways. Again, however, Casares is not concerned. He was, in fact, pleased with the news as it "validates the ticketing and couponing compartments of Lemon's Smarter Wallet strategy."
As Lemon can scan credit cards, IDs, and reciepts, ultimately Apple may see this sort of app as a gateway app that gets consumers hooked on digital wallets, before it (possibly) sweeps in with its archive of over 400 million iTunes credit card details and launches a full payments solution of its own.
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